Up until ent mortgage to possess refugees who had been joined as part away from a municipal refugee lobby program. The fresh new Swedish parliament possess made a decision to cancel the choice to utilize having home equipment finance, effective . Consequently you are no more in a position to get a home gadgets financing from CSN. For those who have come provided a house devices mortgage, youre to carry on while making repayments about this financing because the normal. Right here look for in the paying down your property equipment loan.
Desk of content material
- Notice on the mortgage
- Paying down our home gadgets loan
- Tempting facing a choice by CSN
Attract on the loan
CSN charges attract with the currency you obtain. Into the 2023, the speed is step one,7 per cent. The eye was determined about big date you get the borrowed funds unless you enjoys paid off the complete obligations. Consequently when you pay back the loan you both you desire to settle the cash you have together with appeal. The interest can not be removed.
Paying down your house gizmos mortgage
You begin paying back the mortgage two years just after first researching the money. It will require between step one and you can eight decades to repay the borrowed funds, depending on how much your debt. We’re going to automatically give you expenses-during the glides when it is time for you to start making repayments.
We are going to posting 3 using-from inside the slides at a time. Each time i upload the brand new investing-in slips, we will charges a notification commission out of SEK forty. Which amounts to help you a total of SEK 120 a-year. If you fail to spend the invoices punctually, you will also have to blow a reminder payment from SEK sixty.
You could start while making costs just before a couple of years have enacted, if you prefer. In this case, acquisition the fresh purchasing-in slips immediately after signing on the Mina sidor Hemutrustningslan (My personal Pages Equipment loan) at .
You can want to generate overpayments on your financing. In this situation, change the number said into paying-inside the sneak. Should you want to pay the whole mortgage in a single percentage, please contact us.
While having trouble and then make costs
While having trouble to make repayments on your own loan, you could potentially connect with pay less or even to shell out absolutely nothing during the all of the having a season. CSN often charges focus, even though you commonly while making payments toward loan. This means that, the debt could be increasing if you are not paying.
If you can’t pay your loan
- We’re going to give you an indication. You’ll then need to pay brand new SEK sixty note payment.
- If you fail to spend even with receiving the fresh new note, we will send a unique note next month, proclaiming that we could cancel the mortgage for instantaneous fee.
- If you’re unable to shell out, we’re going to terminate the mortgage to have instant percentage. You may then discover a spending-when you look at the slip for your obligations. As mortgage could have been terminated, you no longer have the ability to sign up for deferred commission.
- If you’re unable to spend financing which had been ended, we possibly may pass this new claim to the fresh Enforcement Power ( Kronofogden ).
Likelihood of list out of low-payment
In the event your circumstances is given to your Administration Authority, your exposure finding a record of low-payment. Credit history people thing ideas off non-fee after they have received studies about Administration Power. UC and you may Kreditfakta is examples of credit file organizations.
When you find yourself paying down of abroad
Are you presently settling your house products financing out of another country than just Sweden? Discover different ways regarding commission based your location. Sometimes, the financial institution ask you for getting dealing with percentage.
Cost from home equipment finance can be built to CSN’s membership during the instant prepaid debit card loans Danske Financial that with Bankgiro amount 5201-1053.